Is A Job Change with a Reduction in Salary Worthwhile?

The following post is from Melissa Batai For 10 years, I had a job that I didn’t like.  Don’t get me wrong, the first three to five years were fairly good, but then, the last five years, well, each year seemed to get worse.  I was miserable.  Many of my co-workers were miserable, too.  I […]

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How to Share Financial Decision Making with Your Spouse

The following post is from Melissa Batai What you see in your parents’ marriage, and in your family, deeply affects your own thoughts and actions.  You may not realize this when you’re single because those thoughts and actions are normal for you.  However, when you get married, you’ll inevitably find yourself disagreeing with your spouse […]

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5 Financial Tips to Get Your Special Needs Child Affordable Therapy

Some children are quickly diagnosed after birth with a special need, whether that be a cleft palate or a more severe genetic condition.  Other children grow up seemingly typical, but then are diagnosed at a later date with a special need.  For instance, my brother had cerebral palsy, but he wasn’t diagnosed until after a […]

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8 Ways to Save for College on a Tight Budget

The following post is from Melissa Batai Our oldest is nearly 13, and we have very little saved for his college education.  That’s a scary thought since college costs are so expensive.  In 2016-2017, the College Board stated that in-state tuition, fees, and room and board average $20,090 per year. However, our budget is so […]

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You’re Never Too Young to Put Your Financial Affairs in Order

The following post is from Melissa Batai In the 16 years that my husband and I have been married, I am the one who has done all of the budgeting and bill paying.  I apprise my husband of what’s going on financially, and he does sometimes sit down and listen to me, but managing the […]

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Financial Strain: How to Keep Money From Messing with Your Marriage

What’s the number one thing that married couples bicker about? If you answered “money,” you’re correct. Financial matters can take their toll on any relationship. Between marital partners, even more so. If money is messing with your marriage, you’ll be glad we told you the following money info that may help to keep financial harmony […]

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Money In, Money Out: How to Budget and Save for Your Life Dreams and Aspirations

Many of us have dreams and goals that we would like to fulfill at some point in our lives, but it can sometimes feel like they are aspirations that are not going to be fulfilled when you take a look at your monthly budget. Paying your bills and putting money away is a balancing act […]

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How to Handle Finances When A Spouse Is Unemployed

These days, it is hard to survive on a single household income. Therefore, you may need to get creative when a spouse is unemployed. In addition to considering how to make up for a lost paycheck, it may also be necessary to make arrangements to find health care until he or she is able to […]

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5 Ways to Save on Kids’ Clothes

The following post is from Melissa Batai A kid’s job, it seems, is to grow as fast as possible.  Any parent of an infant can attest to that when the sweet baby fits in size 0 to 3 months for four weeks before zooming on to the next size.  Luckily, if you want to save […]

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Have an Exit Strategy for Adult Children to Fly the Nest

The following post is from Melissa Batai Grace was enjoying retirement and living alone when her adult child, Kathy, and her husband and two children found out they would have to leave the rented house they had lived in for years because the owner was selling and moving out of state.  Kathy and her family […]

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