Try This Painless Method for Boosting Your Retirement Savings

According to a recent survey conducted by GoBankingRates, 56% of Americans have less than $10,000 saved for retirement. We face many obstacles in saving for retirement, including student debt, credit card debt, low wages, and high housing costs, so it’s no surprise that most Americans struggle with the idea of a smaller paycheck today in […]

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Debt vs. Life

The following post is from Melissa Batai “It’s always sobering to know someone you went to high school with has died.” So began my friend’s Facebook update.  That was how I discovered another one of our classmates had died.  Now that I’m in my 40s, this is happening more often than I had expected.  When […]

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What You Don’t Know About Forex Trading

All over the internet you will read articles and blogs which portray Forex trading as an easy way to make a passive income. This isn’t true. Forex trading is neither easy and is certainly not a get rich scheme. A lot of people through self-interest will probably tell you a bundle of lies to get […]

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The Dangers of Financial Bad Habits

The earlier you learn the basic skills of financial management the more chance you have of avoiding the problems of debt that is such a factor in American society today. It does not mean that debt collectors are knocking on everyone’s door. However too few have proper retirement provisions and too many have significant credit […]

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Manage Your Money Better with This Powerful Phrase

The following post is from Melissa Batai Your mind is a powerful tool.  Perhaps nothing brings home this lesson more than athletes.  After all, they train every day, but their minds can either bring them success or defeat.  If they mentally rehearse and see themselves as winners, they are likely to be winners.  If they […]

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Ways Costco Can Save You Money

The following post is from Melissa Batai When they built a Costco near us a few years ago, I happily joined because I had heard that I could save a lot on groceries.  While it’s true that I did save a lot on groceries, especially organics and other specialty foods we had to get because […]

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5 Gifts for Father’s Day that Keep Giving All Year Long

The following post is from Melissa Batai Father’s Day.  A time to show dad how much you appreciate him and all he does for the kids and your family.  Unfortunately, most people shower dads with cheesy gifts that they really don’t want.  (Just being honest here!)  You know the gifts—ties, mugs that the kids have […]

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Domestic Duties Include Prudent Money Management

Successful personal money management calls for budgeting skills and fundamental financial understanding. Without a solid frame of reference, it can be difficult to stay atop family finances. And since the division of labor is different for each household, there is no “right” way for couples to manage money. In many cases, a family’s primary breadwinner […]

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How to Raise Money for Your Children’s Events

The following post is from Melissa Batai On a lark this winter, my son took the online qualifying exam for the National History Bee.  He was delighted when he qualified for the regional round.  We drove two hours to the regional round, and we were both delighted when he came in second place for his […]

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Title Loans as an Option

When it comes to personal finance, it’s good to focus on both making and saving money – which we should all know.  Even better, arranging things so that you’re making more than you’re saving is a way to build up you savings, and ultimately your retirement nest egg. That’s a preferred scenario, anyway. However, for […]

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