The Dangers of Financial Bad Habits

The earlier you learn the basic skills of financial management the more chance you have of avoiding the problems of debt that is such a factor in American society today. It does not mean that debt collectors are knocking on everyone’s door. However too few have proper retirement provisions and too many have significant credit […]

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Manage Your Money Better with This Powerful Phrase

The following post is from Melissa Batai Your mind is a powerful tool.  Perhaps nothing brings home this lesson more than athletes.  After all, they train every day, but their minds can either bring them success or defeat.  If they mentally rehearse and see themselves as winners, they are likely to be winners.  If they […]

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Ways Costco Can Save You Money

The following post is from Melissa Batai When they built a Costco near us a few years ago, I happily joined because I had heard that I could save a lot on groceries.  While it’s true that I did save a lot on groceries, especially organics and other specialty foods we had to get because […]

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5 Gifts for Father’s Day that Keep Giving All Year Long

The following post is from Melissa Batai Father’s Day.  A time to show dad how much you appreciate him and all he does for the kids and your family.  Unfortunately, most people shower dads with cheesy gifts that they really don’t want.  (Just being honest here!)  You know the gifts—ties, mugs that the kids have […]

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Domestic Duties Include Prudent Money Management

Successful personal money management calls for budgeting skills and fundamental financial understanding. Without a solid frame of reference, it can be difficult to stay atop family finances. And since the division of labor is different for each household, there is no “right” way for couples to manage money. In many cases, a family’s primary breadwinner […]

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How to Raise Money for Your Children’s Events

The following post is from Melissa Batai On a lark this winter, my son took the online qualifying exam for the National History Bee.  He was delighted when he qualified for the regional round.  We drove two hours to the regional round, and we were both delighted when he came in second place for his […]

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Title Loans as an Option

When it comes to personal finance, it’s good to focus on both making and saving money – which we should all know.  Even better, arranging things so that you’re making more than you’re saving is a way to build up you savings, and ultimately your retirement nest egg. That’s a preferred scenario, anyway. However, for […]

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5 Ways to Save Money on a Family Vacation

The following post is from Melissa Batai My family and I just took an epic 15 day family vacation that was part vacation, part work.  Cutting corners was paramount because a vacation like this could cost quite a bit of money.  While it certainly wasn’t cheap, we did take several steps to lower our costs. […]

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5 Ways to Have a Romantic, Frugal Valentine’s Day

The following post is from staff writer Melissa Batai One year early in our marriage, my husband and I made the mistake of going to Red Lobster to celebrate Valentine’s Day. We waited three hours for our table. By the time we were finally seated, we were so hungry and grumpy, well, let’s just say […]

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Can You Recover from Financial Infidelity?

The following post is from staff writer Melissa Batai My cousin, Jon, worked hard when he was in his twenties. He worked overtime whenever he could, and he carefully accumulated his money so that he had a decent-sized savings account with over six months of emergency money, and he also funded his retirement to the […]

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