Title Loans as an Option

When it comes to personal finance, it’s good to focus on both making and saving money – which we should all know.  Even better, arranging things so that you’re making more than you’re saving is a way to build up you savings, and ultimately your retirement nest egg. That’s a preferred scenario, anyway. However, for […]

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5 Ways to Save Money on a Family Vacation

The following post is from Melissa Batai My family and I just took an epic 15 day family vacation that was part vacation, part work.  Cutting corners was paramount because a vacation like this could cost quite a bit of money.  While it certainly wasn’t cheap, we did take several steps to lower our costs. […]

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5 Ways to Have a Romantic, Frugal Valentine’s Day

The following post is from staff writer Melissa Batai One year early in our marriage, my husband and I made the mistake of going to Red Lobster to celebrate Valentine’s Day. We waited three hours for our table. By the time we were finally seated, we were so hungry and grumpy, well, let’s just say […]

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Can You Recover from Financial Infidelity?

The following post is from staff writer Melissa Batai My cousin, Jon, worked hard when he was in his twenties. He worked overtime whenever he could, and he carefully accumulated his money so that he had a decent-sized savings account with over six months of emergency money, and he also funded his retirement to the […]

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Teach Teens Financial Responsibility By Having Them Paying for Their Own Extracurricular Activities

The following post is from staff writer Melissa Batai When I was young, my parents didn’t have a lot of money. I was expected to work, first babysitting when I was a young teenager, and then at restaurant and retail jobs when I was in my later teen years. Doing so provided me with a strong […]

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4 Ways Couples Can Work Together to Save Money

The following post is by staff writer Melissa Batai My cousin Scott has been married for a little over a year now. He and his wife both work full-time. They would like to have children, but they first want to buy a house and pay off his student loans. Recently he shared that they are […]

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Women Earning More Than Men: Is This Still an Issue?

The following post is by staff writer Melissa Batai For generations, men were the primary breadwinners and women stayed home to care for the house and the children. Within the last 50 years, this societal norm has undergone a dramatic shift. Now, not only are women in the workforce, but 60 percent of two-parent households with […]

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Prenups and Money

Not all marriages end with a ‘happily ever after’. While most of them end unfortunately due to personal factors, some marriages are torn apart due to financial issues as well. This unfortunate circumstance can be avoided by signing a prenuptial agreement prior to the wedding. This will ensure that you have a blissful marriage and […]

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How to Handle Friends Who Like to Spend More than You Do

The following post is from Melissa Batai When I was just out of college, I had a friend, Becky, who was married with a child. She loved to go out shopping, out to eat, to clubs, etc. For a while, I went with her, just happy to get out of the house and have something […]

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What Is the Cost of Giving Our Kids All of the Opportunities We Never Had?

The following post is from staff writer Melissa Batai What was your childhood like? How many trips out of the country did you make? How many vacations did you take within the United States? How many extracurricular activities did you participate in? If your childhood was like mine, the answer to most of these questions […]

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