The topic of money and relationships is something that simply fascinates me. What people say, and what they actually do, can be two very different things. Some people might dream of meeting a rich person, but then fall for the proverbial “starving artist” type and live happily ever after. Yet others may declare that they don’t care about money (and might convince themselves of this), but then actively seek a mate based on financial resources.
Then you have the people who come right out and say what they want, and apparently mean it. Even to the point of demanding to see credit scores before getting seriously involved with someone. There have been some articles around the blogosphere about dating and credit scores, but this quick writeup caught me eye with the concept of seeing credit scores being a point of discussion.
In it, a story is told with a paraphrased request which suggests that a guy posted on Twitter that women could impress him by posting their credit reports. Further, the post goes on to discuss that there are dating websites that let people sign up and leverage their credit score for their benefit. In other words, your credit score becomes a selling point and a marker of your attractiveness.
Frankly, I don’t think very many people really think like this – nor are they open about money when dating. However, while my initial reaction was to laugh, I think this actually has some sense to it. If you’re a financially responsible person, who has worked hard and continues to work hard to be responsible and save money, would you want to risk getting involved with someone who has a history of major financial irresponsibility?
If a question was asked about how much money somebody made or what they had, that might be more off-putting. However, a person of modest means could have a great credit score, while someone with more money might be irresponsible and in the process of squandering it. Besides, marrying for money itself seems shallow to me (see post on avoiding gold diggers), but valuing financial responsibility seems smart.
People care about numbers such as age, height, and weight. The first two can’t be controlled, the third can be to some degree. But one’s credit habits can be controlled. As such, those numbers tell more about what the person is really like, thus making credit scores good information to help make an informed decision on compatibility.
I’m curious what you think.
- Are we on to a new way of looking at relationships here, where it becomes more mainstream to actually ask someone about their credit score?
- Do you think this type of compatibility is important in a relationship?
Money and Dating Roundup
Speaking of money and dating, it’s interesting to read the perspectives of fellow bloggers, as well as stories they write. Along those lines, here are some posts to check out!
On Which Date Do You Display Financial Information, at Reach Financial Independence
Financial Disclosure Before and After Engagement, at Evolving Personal Finance
Fun, Cheap Date Ideas, at Tackling Our Debt
52 Free or Cheap Date Ideas, at Budgeting in the Fun Stuff
Yes, My Boyfriend is Paying Me Rent, at The Happy Homeowner
How to Avoid Online Dating Scams, at One Cent at a Time
You Have No Idea How Much I Paid for This Room, at The Free Financial Advisor
Dating + Money = Awkward, at Punch Debt in the Face
The $10,000 Dating Budget, at Well Heeled Blog
You Gotta Get a Prenup [Music Video], at Thousandaire