No matter how goal-oriented, and practical many of us try to be at times, there can be instances where our motivation temporarily wanes. This can apply to saving money, as it’s possible to have frugal fatigue, or even just weak moments here and there when we just splurge. Sometimes we lose sight of the bigger picture.
Frankly, that’s okay sometimes. In fact, I’d say it’s healthy to do so on occasion. But the key is to only let that happen on occasion. If we lose sight of our goals too often, and forget to save, we just might need a reality check. This reality check just might give us back that motivation to save, and actually may give us an even bigger reason to save money than we might generally think about.
Here’s what I’m getting at: let’s momentarily put aside our aspirational goals of a luxurious retirement, indulgent materialism, and providing for every educational and financial need/want of our kids. Instead, let’s picture ourselves being old and needing money.
Think about being a senior citizen, with not enough money to retire. Yet, not feeling healthy and energetic enough to get out there and work. You know, just because we take care of ourselves now, and feel good when younger, that’s no guarantee that we won’t get all achy and tired when older. Or, worse, come down with a debilitating condition. The reality is that when older, health problems can increase in variety and even severity.
Additionally, when older, we just might start thinking a lot more about our mortality. I know, this may not seem like a fun concept to dwell on, and I would actually agree with that. But when older, I just wonder if people start to value their time a lot more. After all, time runs out on all of us. If we have little left, I think we’d want to enjoy it instead of laboring for pure survival.
Look around at some older folks that are working despite looking haggard. Would you want to be like them, struggling, and feeling the pressure of needing to work when worn out?
To me, this visual is motivational, and serves as a good way to get back on track while being a good reason to save!
My Questions for You
What are your reasons for saving?
Do you ever think about being old and needing money?
What truly motivates you to save money?
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